If you have bad credit, you are probably used to paying more from higher interest rates to bigger down payments. You might not know, however, that consumers with challenged credit typically pay more for car insurance. According to CBS News, some of the best ways to lower your car insurance rates are to avoid getting [...]
Being aware of what is on your credit report is important for everyone. Some will argue this point and say that you only need to worry about your credit if you miss a credit card payment or if you go through a repossession or a bankruptcy. This story out of Denver is a chilling reminder, [...]
In the past few years at My Credit Specialist, we have heard some crazy stories about employers checking out their employee’s credit. We have reported how employers will check out job applicants’ credit reports and perpetuate the cycle of poor credit by denying them a job. These employers have been slammed by consumer groups and [...]
Sunday morning church services traditionally consist of religious music, prayers, and a lesson, but a Somerset pastor is taking a different approach in addressing debt in his congregation. “The time has come for us to stop making people rich off of our ignorance.” Rev. DeForester Soaries Jr. of the First Baptist Church of Lincoln Gardens [...]
Here at My Credit Specialist, we hear stories all the time about credit bureaus listing living people as deceased, but just this week, it happened right in our backyard, over in New Jersey. Bea Cohen was accidentally listed as deceased by Equifax, Experian, and TransUnion after a hospital visit in 2004. Since then, she has [...]
Traditionally, April is the time of the year when people take inventory of their life and do their spring cleaning. They clear their house of clothes they never wore or exercise equipment that never got used, and they metaphorically clear themselves of poor habits and renew their forgotten New Year’s resolutions. One area where people [...]
Amongst the upcoming election coverage and April Fool’s jokes last week, you might have missed that one of the country’s biggest credit card processors was hacked, affecting approximately 1.5 million credit card numbers. The breach, which was unfortunately not a bad joke, occurred at Global Payments, a third-party payment processor for Visa, Discover, and MasterCard. [...]
For years, consumers have complained about mistakes made by their credit card companies, claiming that their balances were incorrect or that accounts sent to collections were plagued with errors. More often than not, they were brushed off as deadbeats trying to skip out on their debt or customers who didn’t understand the terms of their [...]
It is normally a bad idea to create anything by committee, but a British bank is hoping that a credit card created by social media will lead to happier customers. This year, Barclays will be creating a new credit card, and they have asked for input from their customers to find out what they want [...]
Identity theft is a serious issue these days with the rise of the internet and social media. Now more than ever, it’s easier to access someone’s information. In fact, the cost of ID theft and other such scams last year along were $1.52 billion! MSNBC has published an article that shows that law enforcement agencies [...]
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My Credit Specialist Helps Victims of ID TheftMy Credit Specialist Inc. was created to help people improve peoples credit health and financial lifestyle. We strive to ensure the best possible results for our clients while enlightening through credit education. We are dedicated to making sure our clients are first priority.
ESPN radio personality Mr. Credit gave My Credit Specialist a shout-out this week and even made a point of saying how much he respected the work done by our fine credit specialists. You can check out the video below from our channel or check out the original video on his YouTube channel at http://www.youtube.com/mrcreditradio. Please check out his other awesome YouTube videos and subscribe to his channel!
